There are four specific ways to diversify a portfolio on AltX.
1. Property Type (residential, commercial, industrial or vacant land)
2. Property Location
3. Loan Term
4. LVR (Loan to Value)
Security is always 1st registered mortgages and can be over residential property, commercial property, industrial property or vacant land.
The location of the property across Australia enables investor to gain exposure to market outside of their direct property holdings.
A shorter loan term provides investors with the opportunity to be paid back faster. While the majority of our loans are short-term (less than 12 months), we provide funding on terms up to 24 months.
Finally, loan-to-value ratios are typically less than 70% based on the security provided.